Trusted Mortgage Brokers in Canberra, ACT

Banks Sell You Their Loans. We Compare Them All.
Your Dream Home, Made Simple Made Simple
Buying Your First Home? Let’s Do It Right
Fuel Your
Business Growth
Get on the Road, Faster
Your Dream Home Is Secured – But Is Your Future?

Accredited Mortgage Experts
Why Our Clients Prefer Us to Their Bank?
What you’ll gain by partnering with us
Trusted Advice for You
Your goals are unique, and so is our approach. We take the time to understand your needs and provide personalised lending solutions that align with your long-term financial plans.
Expertise That Opens Doors
With access to over 25+ lenders and years of industry experience, we know how to structure all types of loans for faster approvals and better outcomes.
Integrity & Transparency
No jargon. No hidden agendas. Just open, honest guidance at every step, because we believe in doing the right thing, always.
One-Stop Finance Hub
Beyond home loans, we also offer commercial and asset finance solutions, expert advice on Life, TPD, and Income Protection Insurance, ensuring your assets and your future are well-protected.
Education That Empowers
We don’t just do the work, we help you understand it. Our goal is to empower you with knowledge, so you feel confident and in control of your financial journey.
Built for Long-Term Success
Our relationship doesn't end at settlement. We are in it for the long haul, providing ongoing support through post-loan guidance, regular loan reviews, and proactive service.
Innovative & Adaptable
As the financial landscape evolves, so do we. We use the latest tools, technology, and insights to deliver smart, forward-thinking solutions tailored to today’s market..
Ideal Loan Solutions by Reputable Lenders
Comprehensive Guidance for Your Funding Needs
Finance Solutions
More than just home loans, we offer a full suite of finance solutions to help you achieve your personal and business goals. Whether you're looking to invest, grow your business, or fund a big purchase, we've got the right loan options to support your journey.
Flexible Home Loans
Whether you are buying your very first home or adding to your property portfolio, we're here to guide you every step of the way. From low-deposit home loans in Canberra for first home buyers to complex lending options for professionals and high-net-worth clients, our expert team will find the right solution to match your goals.
Insurance Assistance
Buying a home or investment property is a major milestone, and it comes with risks. Through personalised asset protection strategies like life and income protection insurance, we help secure your home, income, and future peace of mind.
Leading Mortgage Advisors in Canberra

Testimonials
What our clients say about us
Stanly Thomas2025-03-07Trustindex verifies that the original source of the review is Google. It has been a wonderful experience working with Smart CityHome Loan. This is consecutively the second year I have associated with them from a first home buyer, refinancing & other loan purposes. Prasanth makes sure we have enough information & always assists us to obtain the best available options before proceeding. I highly appreciate how he goes beyond his time & service to assist during all our loan paperwork’s. I highly recommend Mr. Prasanth & his service for loan purposes as he is outstanding in his work. Manoj Pullan2025-03-05Trustindex verifies that the original source of the review is Google. I highly recommend Prasanth at smart City home Loans to people who is looking for getting loan or seeking for refinance. He is very trustworthy, professional and always love to help people in his best way. pol2024-07-22Trustindex verifies that the original source of the review is Google. Our home loan experience with Smart City Home Loans was fantastic from start to finish. The application process was incredibly straightforward and user-friendly. Mr. Prasanth was always available to answer our questions and provided clear, concise information throughout the process. He took the time to explain different loan options and helped us choose the one that best suited our financial situation. The entire process, from application to closing, was completed in a timely manner, and we were kept informed at every step. We also want to highlight how he went above and beyond in his service, when we encountered issue with our refinancing possibilities. Overall, we are extremely satisfied with Smart City Home Loans. His transparency, professionalism, and customer-centric approach make him a standout in the industry. We highly recommend him to anyone looking for a hassle-free home loan experience. M B2023-12-22Trustindex verifies that the original source of the review is Google. Prashanth has recently helped us secure our first home loan, and I can't recommend him highly enough. He makes the whole process stress-free with very clear and timely communications. Prashanth helped us to select the right bank based on our financial situation. 100 percent happy with the service. jobin jose2023-09-05Trustindex verifies that the original source of the review is Google. I highly recommend smart city home loans for your home loan and other loan purposes ,as a first home buyer i am unaware of the loan procedures and he always helped me in the whole process and always clear my doubts. I am highly satisfied with his service and it would be beneficial for anyone who really need assistance for your loan purposes.Thanks Prashath🙏
Partnered with leading Lenders























Get in Touch with Us

Appointment
FAQs to help you guide your mortgage journey
Frequently Asked Questions
At SmartCity, we’re more than brokers — we’re partners in your journey. We deliver trusted advice, fast approvals, personalised solutions, and access to over 20 lenders to help you achieve your dreams.
Not at all! While home loans are our specialty, we also offer business loans, commercial finance, and asset finance solutions — helping you grow, invest, and move forward with confidence.
We handle the heavy lifting for you — from finding the right lender to submitting a strong application. Our goal is simple: faster approvals, fewer headaches, and a smoother path to settlement.
No — our service is completely free for you. We’re paid by the lenders, not by you, and we always work in your best interest.
Banks offer their own limited products. We offer options from a wide range of lenders — meaning better rates, better terms, and a loan tailored to your needs, not theirs.
Subscribe Our Newsletter
